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Direct Loans


The colleges of the Dallas County Community College District participate in the William D. Ford Federal Direct Loan (Direct Loan) Program.

New Rule Limits Amount of Time for Loans

If you are a first-time borrower on or after July 1, 2013, there is a limit on the maximum period of time that you can receive Federal Direct Subsidized Loans.

Learn more about the new 150 percent loan rule.

Loans Based on Half-Time Enrollment

The colleges of DCCCD award all aid, including loans, based on half-time enrollment (six (6) credit hours). Enrollment statuses greater than half-time (more than six (6) credit hours) are evaluated on an individual basis. This policy helps to minimize student loan debt and assists in Direct Loans only being used to pay educational expenses such as tuition, fees, books and transportation. By law, federal student aid funds may only be used for educational purposes.

You must be registered in at least six (6) credit hours and certified in attendance of those six (6) credit hours of course work at the college(s) to be eligible for a loan. We will check your enrollment status each time we schedule a loan disbursement. If you drop below six (6) credit hours before a loan is disbursed, you will not receive that disbursement. The loan will be cancelled and returned to the lender.

More Information

Visit for more information about loans, including borrower’s rights, interest rates and repayment options.

Loan Eligibility Requirements
Find out about the requirements you must meet to be eligible for a Direct Loan.
Applying for a Loan
See the process and some requirements for applying for Direct Loans.
Loan Entrance Counseling
Learn about the required loan counseling for borrowers.
Receiving Your Loan Money
Find out how your loan funds will be sent to you.
Loan Cancellation
You can ask us to reduce the amount of your loans or cancel them.
Loan Exit Counseling
Learn about the required counseling for student borrowers who transfer, graduate or drop below six hours of enrollment.