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Loan Entrance Counseling Federal regulations require that every first-time borrower must successfully complete loan entrance counseling before he or she can receive the first loan disbursement of a Direct Loan.
See Applying for a Loan for details. Loan Exit CounselingBorrowers must complete a loan exit counseling session during the last semester before transferring or leaving the college that awarded the student’s loans. You may complete the loan exit counseling online at StudentLoans.gov — log in using your FAFSA PIN.Federal regulations require the college to ensure that each borrower has been provided information about repayment benefits and obligations.