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Direct Loans


The colleges of the Dallas County Community College District participate in the William D. Ford Federal Direct Loan (Direct Loan) Program.

Important Change:

Effective Fall 2013, the colleges of DCCCD will award all aid, including loans, based on half-time enrollment (six (6) credit hours). Direct Loan limits may be affected. Enrollment statuses greater than half-time (more than six (6) credit hours) will be evaluated on an individual basis. This policy change will help to minimize student loan debt and assist in Direct Loans only being used to pay educational expenses such as tuition, fees, books and transportation. By law, federal student aid funds may only be used for educational purposes (2012-2013 Federal Student Aid Handbook, Volume 4, Chapter 2, pages 4-41).

You must be registered in at least six (6) credit hours and certified in attendance of those six (6) credit hours of course work at the college(s) to be eligible for a loan. We will check your enrollment status each time we schedule a loan disbursement. If you drop below six (6) credit hours before a loan is disbursed, you will not receive that disbursement. The loan will be cancelled and returned to the lender.

More Information

Visit for more information about loans, including borrower’s rights, interest rates and repayment options. 

Mandatory Loan Counseling
Learn about the required loan counseling for borrowers and for students who are leaving or transferring.
Loan Eligibility Requirements
Find out about the requirements you must meet to be eligible for a Direct Loan.
Applying for a Loan
See the process and some requirements for applying for Direct Loans.
Receiving Your Loan Money
Find out how your loan funds will be sent to you.
Loan Cancellation
You can ask us to reduce the amount of your loans or cancel them.