Interest Rates

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Interest Rates

Home > Future Students > Paying for College > Financial Aid > Types of Aid > Loans > Interest Rates

Interest rates for federal direct Stafford loans vary by year and by loan type.

Direct Subsidized Loans

If the first disbursement of your subsidized loan is between July 1, 2011, and June 30, 2012, the interest rate on your loan is fixed at 3.4 percent.

Direct Unsubsidized Loans

The interest rate is fixed at 6.8 percent for all borrowers (undergraduate and graduate).

Prior Federal Loans and Financial Aid History

If you currently have a Stafford loan and would like to check the interest rate, servicer information and other financial aid history, go to the National Student Loan Data System.