Revised 09/20/04

This insurance provides bodily injury, property damage, and personal injury liability coverage for students and teachers in the District's health occupations curriculum for any act or omission in the furnishing of professional health care services to a patient or client, including injury sustained by a fellow student in the practice of activities which are part of and a requirement of the students curriculum.  The insurance company is the Chicago Insurance Company. Coverage under this policy is afforded to those students and teachers who are specifically listed with the insurance carrier. Any claims or potential claims that fall under this policy should be reported to the District Risk Management department immediately.
 

Medical Professional Liability

Section 20.3.12
Revised

A.  DEFINITION OF COVERAGE    

1.  Coverage is provided for all students of the allied health professions and faculty who instruct or supervise such students. The covered categories include, but are not limited to the following: LPNs/LVNs, Medical Laboratory Technicians, Medical Technical Assistants, EMT's, Radiology Technologists, Registered Nurses, Respiratory Therapists, Surgical Technologists, and Dental Therapists.

2.  The policy provides payment for damages resulting from a medical incident (injury or property damage to a patient, client, or fellow allied health student) for which a DCCCD allied health student is liable and/or a DCCCD faculty member is liable due to instruction or supervision techniques. DCCCD is named as an additional insured to provide coverage for legal expenses, where appropriate. The policy period is from 9/1 to 8/31 every year and payment is prorated per semester.

B.  LIMITS AND DEDUCTIBLES  

Limits per student:

$1,000,000 per occurrence

$3,000,000 aggregate

Deductible:

$0 per claim of property damage

C.  REPORTING OF STUDENT ROLLS    

1.  The college Allied Health Professions Dean and/or Continuing Education Dean, or designee, is responsible for providing a list of the total number of allied health profession students by category to District Risk Management.

2.  The list of students must be provided each semester/session within 10 days of the State certification date. A list of all health profession program students should be kept on campus for insurance auditing purposes.

D. CLAIMS    

Reference Section 20.2.0 for standard procedure.

E. CHARGES    

Charges are paid by the student into account 24-XX-939316-86900.

1.  For all programs (credit and non credit) other than EMT the cost to the student is as follows:

Class begins anytime from:

Fall Semester through 8/31                          $18.13

Spring Semester through 8/31                      $11.00

Summer Semester through 8/31                    $  5.00

Example:  Non Credit

Class starts    10/23                 $18.13            (Fall Semester)

Class starts    12/01                 $18.13            (Fall Semester)

Class starts    01/21                 $11.00            (Spring Semester)

2.  For the EMT (credit and non credit) program the cost is as follows:

Fall Semester through 8/31                         $76.25

Spring Semester through 8/31                     $48.00

Summer Semester through 8/31                  $22.00