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Educators Legal Liability

 

Section 20.3.14      
Revised  05-01-12

A. DEFINITION OF COVERAGE    

This policy provides insurance coverage on behalf of the District, for the following:

1. Damages for claims from any wrongful act committed by an employee in the performance of duties for the District. Wrongful acts include, but are not limited to, wrongful termination, wrongful promotion, employee/employer relations, civil rights violation, sexual discrimination, voting rights, and quality of education.

2. Damages for claims for bodily injury to students resulting from student discipline or punishment.

B. LIMITS AND DEDUCTIBLES PER CLAIM   

Limits:           $5,000,000
Deductible:     $100,000
Policy Limit:    $5,000,000 Annual Aggregate

C. CLAIMS    

Reference Section 20.2.0 for standard procedure.

D. CHARGES    

1. The initial charge is made to the Prepaid Insurance Account 11-11-000000-74200. At fiscal year end, the insurance premium is distributed to account 11-XX-107080-23721 to each campus based upon the campus percentage value of payroll to the total payroll expense for the district.

2. The deductible per claim is charged to the DCCCD location(s) named in the claim.