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Health Select is currently the only available medical plan for DCCCD employees and there is a 90-day waiting period before new full-time employees are eligible for medical health benefits.
Full-time employees of DCCCD are eligible for a wide range of benefits through the Employees Retirement System of Texas (ERS).
Dental insurance is available for full-time employees and begins on the first day of employment. Eligible employees may select from two dental plans: the State of Texas Dental Choice Plan or the Dental HMO both of which are administered by Humana Dental. The employee is responsible for 100% of the premiums and may also cover eligible dependents.
When you stop working and turn 65
For retirees with ERS health coverage who are eligible for Medicare at age 65, or eligible at a younger age due to a qualifying disability.
When you become eligible, Medicare is primary. Your state health insurance coverage is secondary. After you meet your annual deductibles (if applicable), Medicare generally pays 80 percent of eligible charges. Your state health plan coordinates to pay secondary to Medicare.
Dependent as Defined by ERS:
Copayment means the amount that a participant is required to pay when utilizing certain benefits within the specific plan. Participant's copayment is required at the time of service. Once the copayment is made, further payment may not be required of the participant.
Premium is the amount paid on a monthly basis for the selected insurance coverage. Currently the State pays the entire premium for employee only coverage and a portion of the different dependent coverages.
Plan Year is the period beginning September 1, xxxx and extending through August 31, xxxx.
Group Benefits Medical and Dental Rates
ERS of Texas Insurance (Medical and Dental and Other)
ERS of Texas Retiree Overview