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About the Mortgage Banking Program

photo of mortgage banker helping clients

How to Get Started

To get started in the Mortgage Banking program, complete the admissions process at North Lake College.

When you meet with an academic advisor, mention your interest in the Mortgage Banking program so he or she can help you determine which courses you should take.

If you are planning to earn an associate degree or certificate, please note that you must complete 25 percent of your degree requirements at the college awarding the degree.

Tuition

Dallas County residents pay $177 per three-hour class — that is $59 per credit hour, or just $708 for a full-semester load of 12 credit hours.

Compare that to what you'd pay elsewhere! See our tuition rates for tuition according to your place of residency.

Rising Star Program

If you are a Dallas County high school graduating senior, you may qualify for Rising Star funds to help pay for this program. The Rising Star program offers academic support services and up to $4,000 for tuition and books, if you have established financial need.

Start with our Personal Finance Course!

Whether you’re considering a finance- or business-related career or just want to get a handle on your own finances, get your feet wet with our Personal Finance (Business 1307) course! It’s part of the new Core Curriculum Tier One Core Foundations that can be used to fulfill the Wellness and Human Experience component area requirement (CB090) as designated by the Texas Higher Education Coordinating Board. Core courses are guaranteed to transfer to Texas public four-year universities.

With Personal Finance, you can learn about a variety of financial services careers and get a feel for the specific type of career that may fit your interests. While the course is not listed as an official prerequisite for the new Financial Services Professional Certificate, it is recommended as a good starting point. If you change your educational plans along the way, the Personal Finance course can also serve as an elective for business majors.

Earn or Renew a Texas Mortgage Broker or Loan Officer License

The Texas Department of Savings and Mortgage Lending, an agency of the Finance Commission of Texas, regulates licensure of mortgage brokers and loan officers doing business within the state.

In Texas, a mortgage broker is defined as any individual who receives an application from a prospective borrower to attempt to obtain a mortgage loan. Licensing became effective under the Mortgage Broker License Act (MBLA) of 2000. All licensed mortgage brokers and loan officers in Texas must be also be registered with the National Mortgage Licensing System as well as any of those wishing to pursue a license in Texas.

Real estate brokers and salespeople are not exempt from the MBLA. If you are brokering first lien mortgage loans, you must apply for and establish that you meet all of the multiple criteria for a mortgage broker license. Under the statute, a real estate broker’s license fulfills the experience requirement, but a real estate sales license does not.

If you are not currently licensed as an active real estate broker in Texas (for instance, if you are licensed in another state or your Texas license has lapsed), you would not meet the experience requirement for a Texas mortgage broker license.

As of June 20, 2010, the following course met the initial education requirements that everyone must complete to obtain a license:

  • RELE 1324 Loan Origination and Quality Control 

To renew a mortgage broker or loan officer license, continuing education courses are required over the two-year license period. The following course met those requirements as of June 20, 2010:

  • BNKG 1170 Mortgage Ethics

Contact program coordinator Keith Baker at 972-273-3467 for more information about these courses or about other changes in approved pre-licensing or relicensing continuing education courses.

Convenient Options for Busy Professionals

For busy professionals who want course knowledge without the pressure of earning grades, North Lake also offers Mortgage Banking classes as concurrent Continuing Education classes.

Too busy to attend class on campus? All Mortgage Banking courses are offered online at some point during the academic year. You could earn your entire degree or certificate online!

Contact program coordinator Keith Baker at 972-273-3467 for more information.

Professional Scholarships

The Dallas Mortgage Bankers Scholarship is a permanent endowment administered by the DCCCD Foundation that awards up to $450 each spring or fall semester or $250 per summer semester to students planning to major in Mortgage Banking at North Lake College. See the Dallas Mortgage Bankers Scholarship Web page for specific criteria and an application form.

Courses Offered (Curriculum)

Our catalog provides detailed information about the courses we offer and the courses required for the following associate degree and certificates:

Accreditation and Affiliations

Each of the Dallas County Community College District’s seven colleges — Brookhaven, Cedar Valley, Eastfield, El Centro, Mountain View, North Lake and Richland — is individually accredited by the Southern Association of Colleges and Schools Commission on Colleges.

Related Programs

Not sure what you want to study? Check out other programs in Finance such as Accounting or Real Estate. You might also want to consider programs in Business Management and Administration, such as Management, Business Administration, eCommerce or International Business and Trade. 

Other Degree and Certificate Options

Together, the colleges of the Dallas County Community College District offer nearly 350 career and technical degrees and certificates, plus more than 50 academic degrees. For more information, see a chart of our degree plans by location or visit our credit programs home page.

Faculty Profiles

Our Mortgage Banking faculty members have real-world experience in the industry as well as relevant degrees and certifications, so they can relate to the challenges you'll face in the workplace. Our instructors work closely with you one-on-one, encouraging you and helping you to succeed in school and in your career. See profiles of some of our Mortgage Banking faculty.

Transfer Information

Earning a Mortgage Banking associate degree or one of the program's certificates can jump-start your entry into the workforce, so that you can begin earning money right away.

However, the associate degree can also serve as a stepping stone to a four-year degree. The DCCCD has an official transfer agreement with Texas A&M University-Commerce, in which the entire Mortgage Banking associate degree transfers to its bachelor's degree of applied science, providing a minor in mortgage banking.

If you are interested in earning a degree at a four-year institution, please visit the Transfer Services website for guidance on the transfer process or check with the institution where you plan to earn a bachelor’s degree.

Links for More Information

Get more information on mortgage banking from organizations related to the industry and other online sources.

Contact Us

If you have questions about the Mortgage Banking program that aren't answered on our website, please feel free to contact us.